What is FHA Manual Underwriting:

Does Credit Score Matter?

Why do some people tell you, you have "BAD credit" and others can get your loan approved in days?

If your loan was turned down because you were told you have BAD credit, don't give up!

Talk to someone that understands credit and how to minimize the effect negative items have on your credit.

You may be able to qualify for fixed rates in the 5.00%-6.00% range by doing the following:

Get Pre-Approved with the 24hrMortgageMan

Cleaning up credit report mistakes,

Write a GREAT credit explanation letter that addresses why your credit was damaged,

Work with a Lender that can do FHA loans and know how to Manually Underwrite your loan application,

Work with a lender that will accept  "580 Mid FICO" credit scores,

We assist people in putting their best foot forward by working to help homeowner's refinance to lower fixed interest rates.

Real Estate agents pre-qualify future homeowners to buy homes.

 And Investor's to convert renters and Lease to Owners into Qualified Buyers.